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http://www.embeinc.com/taxonomy/term/2/0 en http://www.embeinc.com/budgeting/mindless-spending-equates-lighting-money-fire <div style="float:left; padding-right: 10px; padding-bottom: 10px; position: relative; top: 17px;"><a href="/budgeting/mindless-spending-equates-lighting-money-fire" class="imagecache imagecache-news_thumb imagecache-linked imagecache-news_thumb_linked"><img src="http://www.embeinc.com/sites/default/files/imagecache/news_thumb/iStock_000001653022XSmall.jpg" alt="" title="" class="imagecache imagecache-news_thumb" width="100" height="100" /></a></div><p>Free Money Finance's "<a href="http://www.freemoneyfinance.com/2009/11/mindless-spending-frequency-matters-more-than-height.html">Mindless Spending: Frequency Matters More Than Height</a>" is an interesting article that brings up a lot of good points that are probably responsible for many people's troubles today, when it comes to finances and a lack of savings or a retirement account. It talks about how the little monthly fees and weekly or daily lattes are what cost you more per year than making a single purchase over $100 every now and then. </p> <p><a href="http://www.embeinc.com/budgeting/mindless-spending-equates-lighting-money-fire" target="_blank">read more</a></p> http://www.embeinc.com/budgeting/mindless-spending-equates-lighting-money-fire#comments Budgeting mindless spending Tue, 01 Dec 2009 17:00:00 +0000 icelink 16 at http://www.embeinc.com http://www.embeinc.com/budgeting/budget-or-not-budget <div style="float:left; padding-right: 10px; padding-bottom: 10px; position: relative; top: 17px;"><a href="/budgeting/budget-or-not-budget" class="imagecache imagecache-news_thumb imagecache-linked imagecache-news_thumb_linked"><img src="http://www.embeinc.com/sites/default/files/imagecache/news_thumb/iStock_000005303068XSmall.jpg" alt="" title="" class="imagecache imagecache-news_thumb" width="100" height="100" /></a></div><p>The <a href="http://www.daveramsey.com/the_truth_about/budgeting_3457.html.cfm">Truth about budgeting</a>, according to Dave Ramsey is about making a strict budget and sticking with it. At the beginning of the month, you spend every penny on paper. If you are married, both spouses should participate and agree. It might take 3 to 4 months to start seeing a difference, but if you put the plan on paper, you are more apt to stick with it and strive to make it each month.</p> <p><a href="http://www.embeinc.com/budgeting/budget-or-not-budget" target="_blank">read more</a></p> http://www.embeinc.com/budgeting/budget-or-not-budget#comments Budgeting budget planning Thu, 15 Oct 2009 18:36:38 +0000 icelink 2 at http://www.embeinc.com